As much of a fan as I am of personal finance blogs, my eyes glaze over when people harp on paying with cash only. Having a good credit card — no annual fee, low interest rate, automated payments and some healthy rewards — makes my financial life much easier.
Dumb Little Man breaks down that if you’re going to have a credit card, it’s all about getting good rewards.
One card he doesn’t mention is US Bank’s REI Visa. You get rebates for all purchases, plus extra dividend with your REI membership. The plus about REI’s annual dividends? You can choose how you use them — as credit towards purchases, or you can have them cut you a check.
